Foreclosure and Loss Mitigation
Help to save your home

Apply here to refinance your home loan or to start the process to save foreclosure - safe, secure, private, reliable.

Mortgage delinquency is a serious problem for families – causing strain, threatening financial stability, jeopardizing future security. In most cases bankruptcy may not a help.

The HUD website gives excellent guidance.

Here are links to HUD approved housing counseling agencies for Tennessee, Georgia, and Alabama.

The most helpful advice is to stay in touch with your lender. You may be able to make work out arrangements directly with your existing lender. Remember the lender does not want to foreclose your home.

Options with your lender include reinstatement, forbearance, a new repayment plan, or modification.

Contact counselors at HOPE NOW.

Hope Now is an alliance between counselors, mortgage lenders, investors and other mortgage professionals. The goal of this organization is to help people stay in their homes. The toll free number is 888-995-HOPE (4673).

If your loan is a conventional loan with mortgage insurance, the mortgage insurance company will offer mortgage counseling. You should contact the mortgage insurance company, in addition to your mortgage servicer.

If you cannot make satisfactory arrangements through a counseling service or directly with the lender, it is time to seek third party representation.

Mortgage refinance and loss mitigation options.

We offer FHA Secure loans that can provide FHA financing for many who are delinquent on their existing mortgages. There are specific qualifying guidelines, but if you meet those guidelines FHA Secure offers affordable fixed rate refinance options.

Apply here for an FHA Secure loan.

If mortgage counselors, lender work out, or FHA Secure refinance, we offer a referral service to loss mitigation companies. These are third party negotiators. They offer guaranteed results and provide fee based representation. Apply here for a secure consultation.